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  • Fund Centre
    • Our Funds
      • Equities
        • Rathbone Global Opportunities Fund
        • Rathbone Greenbank Global Sustainability Fund
        • Rathbone Income Fund Fund
        • Rathbone UK Opportunities Fund
      • Fixed Income
        • Rathbone Ethical bond Fund
        • Rathbone High Quality Bond Fund
        • Rathbone Strategic Bond Fund
        • Rathbone Greenbank Global Sustainable Bond Fund
      • Multi-Asset
        • Rathbone Greenbank Multi-Asset Portfolios
        • Rathbone MULTI-ASSET PORTFOLIOS
      • Sustainable
        • Rathbone Greenbank Global Sustainable Bond Fund
        • Rathbone Greenbank Global Sustainability Fund
        • Rathbone Greenbank Multi-Asset Portfolios
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Popular Articles

  1. Ethical Bond Webcast | April 2025

  2. Income Fund | June 2025

  3. Multi-Asset Webcast | May 2025

  4. Review of the week: The emperor's new tariffs

  5. Review of the week: Gloves off?

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9 January 2019

When I’m 84

Rising life expectancy, decreasing home ownership, unfunded government spending, lower investment returns and inadequate private saving are making it less and less likely that younger generations will retire when their parents did. 

Find out more

20 mins

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2 January 2019

What’s behind the savings shortfall?

Our latest article in the Too Poor To Retire series explains what’s making younger generations less well off than their parents

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6 mins

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12 December 2018

The housing shortfall

<p>If housing wealth were used to provide an income in retirement, researchers calculate that the savings gaps, discussed in our&nbsp;<a href="https://www.rathbones.com/knowledge-and-insight/savings-shortfall">previous article</a>,&nbsp;could be halved. But few retirees draw on property wealth today, while home ownership rates are falling.</p>
Find out more

7 mins

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5 December 2018

The savings shortfall

<p>Numerous studies have predicted a large retirement ‘savings gap’ — the shortfall in current or projected pension provisioning from a benchmark level of retirement income. The figure of 70% of pre-retirement income has become the heuristic benchmark, often termed a 70% ‘replacement rate’. Though sometimes criticised for arbitrariness, it is actually supported by the economic and social science literature since the 1960s (Modigliani 1966).</p>
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5 mins

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22 November 2018

Too poor to retire - a summary

A summary of our research report highlighting why younger generations will have to work more, save more or spend less

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1 min

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6 November 2018

Too poor to retire

Why younger generations will have to work more, save more or spend less.

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2 mins

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20 October 2018

Millennial Matters

Investing in the next generation

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3 mins

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16 July 2018

Parenting in a digital age

There is mounting evidence of the risks facing young people who spend an ever-increasing part of their lives online. The school curriculum has been updated to include guidance on acting safely online, and the government is reviewing ways to control how much time children spend on social media platforms. But what can parents do to reduce the dangers of a digital world? Two experts offer their insights and advice.

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8 mins

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2 July 2018

A brand new world

The future of brands in a rapidly changing consumer landscape

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2 mins

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2 July 2018

Why millennials matter

Expectations from the dotcom boom 20 years ago have come to fruition in disrupted business models and a reshaped society.

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6 mins

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2 July 2018

How should brands respond?

<p>Faced with this radically evolving landscape, are the major branded consumer goods companies doomed to irrelevance and terminal decline? Are there strategies they can adopt to win over younger generations of consumers and stay relevant in the 21st century?<br><br> <br><br></p>
Find out more

12 mins

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2 July 2018

The end of the brand?

If you’re paying more than double the going rate for branded batteries, what else are you overpaying for? 

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3 mins

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Rathbones Asset Management
30 Gresham Street
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EC2V 7QN

Rathbones Asset Management Limited is authorised and regulated by the Financial Conduct Authority and a member of the Investment Association. A member of the Rathbone Group. Registered Office 30 Gresham Street, London EC2V 7QN. Registered in England No 02376568.

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